Financial wellbeing commentator David Boyle digs into the latest KiwiSaver report from financial advisory business National Capital which found more than 703,000 people are not contributing.
If they were they'd be nearly $114b better off at retirement.
Why are they not contributing and what could be done to encourage them?
And David considers whether retirees need to be able to access more equity in their homes.
David Boyle is a financial wellbeing commentator, formerly of Mint Asset Management and the Commission for Financial Capability.